Overdue accounts, recovered.You pay nothing until they are.

1. 01Before you extend credit
2. 0230 to 90 days overdue
3. 0390 days and beyond
4. 04Debtor has moved or gone quiet
5. 05Judgment obtained, still unpaid
6. 06Funds moved or hidden

• 02 · Early stage

  Early-stage reminders, in your name

  For accounts 30 to 90 days overdue, when the customer relationship still matters.

  • Calls, letters and SMS reminders sent under your brand, by our team.
  • Billing queries handled, so a disputed invoice doesn't become a bad debt.
  • Written demands that state the balance, the due date and what happens next.
  • Instalment plans and settlements negotiated to what the debtor can actually pay.
• 03 · Collections

  Third-party collections

  Recovery under the RecovifyAsia name. No recovery, no fee.

  • Commercial accounts: contract review, credit checks and negotiation at director level.
  • Consumer accounts: medical, retail, utility and personal-loan debts, handled within consumer protection law.
  • Cross-border files: foreign jurisdictions, currency and multilingual contact managed for you.
  • Commission agreed in writing before we start. Nothing charged on what we don't recover.
• 04 · Tracing

  Tracing and verification

  When the debtor has moved, stopped answering, or was never where they said.

  • Locating debtors through public records and permitted databases.
  • Confirming current home, business and employment addresses and working phone numbers.
  • Identifying property, vehicles, company interests and income, to judge what is recoverable.
  • Searches of court filings, land records, business registries and judgments.
• 05 · Legal

  Legal and litigation support

  A judgment is not the same as payment. We work on the gap between the two.

  • Before you sue: solvency checks and asset-to-debt assessments, so legal fees are only spent where they can be recovered.
  • After judgment: identifying bank accounts, shareholdings, property and other attachable assets.
  • Support for your lawyers through enforcement of court orders and arbitral awards.
• 06 · Forensic

  Forensic finance

  For money that has been moved, hidden or misapplied.

  • Reconstructing transaction trails across companies and borders to locate concealed funds and undisclosed accounts.
  • Analysis of financial records for fraud, mismanagement and deliberate insolvency.
  • Findings written up to the standard your lawyers need for court or arbitration.
• 01 · Due diligence

  Corporate intelligence and due diligence

  Know who you are dealing with before you extend credit.

  • Ownership and structure of companies, partners and counterparties, including beneficial owners.
  • Background checks on credentials, addresses and past disputes or financial trouble.
  • Reputational, legal and financial checks across registries, court records and land titles.

Searches, tracing and investigations are carried out within Malaysian law, including the Private Agencies Act 1971 and the Personal Data Protection Act 2010. Cross-border work follows the law of the jurisdiction concerned.